CT Green Bank

CT Green Bank is a Quasi-public state agency created in 2011. In partnership with Energize CT and select local lenders in Connecticut their mission is to accelerate green energy adoption by making green energy financing accessible and affordable for homeowners

What is a Smart-E Loans?

  • Residential loan for 1-4 family owner occupied homes
  • Low interest with multiple term options
  • Borrow from $500-$50,000 depending on lender
  • Equipment needs to meet technical energy efficiency standards
  • No down payment required
  • Financing is handled by the lender
  • Over 40 project options, including HVAC, Oil to Gas Conversions, Water Heaters, and Geothermal Systems
  • A large percentage of homeowners will qualify for financing
  • 25% of loan amount can be used for other energy related measures

Qualifying Home Energy Upgrades

Here are some of the upgrades Quality Mechanical Corporation offers that qualify for a Smart-E Loan

Heating and Cooling

Heating and Cooling

Save money and be more comfortable by upgrading to high efficiency heating and cooling equipment.



The Earth's energy helps heat and cool your home – and save! – when you switch to a geothermal system.

Heat Pump

Heat Pump

Reduce energy costs while heating and cooling your home. Heat pumps include air source hot water heaters, ductless mini splits and geothermal.

Oil-to-Gas Conversions

Oil-to-Gas Conversions

With low natural gas prices, there has never been a better time to switch from oil to gas for your boiler or furnace.

A full list of energy efficient improvements that qualify for a Smart-E Loan can be found at
"What Home Improvements can I finance with a Smart-E Loan?"

easy to apply  |  no money down  |  low interest financing


smart-e loan

For more information and to apply for a smart-e Loan visit CT Green Bank

To find a lender visit CT Green Bank


Rates Effective September 1, 2023

Loan Termyears 5 7 10 12-20
Maximum Ratevaries by lender 5.99% 5.99% 6.99% 7.49%

no money down

flexible terms, fixed payments

smart-e loan customer

Our new boiler conversion took four days to install and is 96% efficient. We're getting the most for our money thanks to a Smart-E loan.
~ Steve Kennedy

Look to Quality Associates for Excavation, Demolition, Paving and Underground Utilities Installation services.